About WeLend
Financial inclusion, reimagined for Kenya
Promoting financial inclusion and economic empowerment through practical, technology-driven financial solutions for individuals and businesses.
Who we are
Licensed by the CBK, built around trust
WeLend is a Kenyan financial services company, licensed by the Central Bank of Kenya, dedicated to promoting financial inclusion and economic empowerment. We provide practical, accessible financial solutions for individuals, small businesses and underserved communities.
We believe in building long-lasting relationships by offering fast, reliable and customer-friendly services. Whether you're looking for car financing, a logbook loan, a salary advance, SME financing or a savings solution, we're here to walk the financial journey with you.
Fully Licensed by the CBK as WELEND
What drives us
Purpose, direction and belief
Three principles that shape how we serve every client.
Our mission
To make financial services transparent and fair — creating equitable value for savers and borrowers, simplifying financial processes, and empowering people to realise their financial aspirations.
Our vision
To be the most preferred digital financial partner for Kenyans and Africans, fostering trust, financial empowerment and access to opportunity.
Our philosophy
We build long-lasting relationships through transparency, innovation and customer-centricity, so that every interaction adds value to our clients' financial journey.
Our values
The standards we hold ourselves to
Our values guide every decision we make and every relationship we build.
- 01
Integrity
We uphold the highest standards of honesty and transparency. We keep our promises, act ethically and prioritise accountability — even when no one is watching.
- 02
Innovation
We embrace change and keep looking for smarter ways to serve our clients, from digital solutions to creative financial products that improve access, convenience and impact.
- 03
Customer-centricity
Our clients are at the heart of everything we do. We listen, understand and respond to their needs with empathy, delivering personalised, reliable and timely service.
Our journey
From a bold idea to a trusted institution
WeLend began with a simple mission: to make financial services more inclusive, transparent and accessible for everyday individuals and small businesses. That vision has grown into a licensed institution with a range of solutions built around the real needs of our clients.
Our journey is far from over. As we grow, we remain committed to our founding principles: uplifting lives, fuelling ambitions and walking hand in hand with our clients every step of the way.
Salary advance
Fast relief for working professionals between paydays.
Logbook loans
Asset-backed financing for vehicle owners.
SME support
Financing for micro-entrepreneurs, small traders and growing businesses.
Device financing
Helping clients access and leverage the devices they depend on.
Car financing
Vehicle financing for individuals, SMEs and businesses.
Financial technology
BaaS, verification, CRB checks and statement analysis for businesses.
What we do
Solutions for individuals and businesses
We help individuals acquire vehicles, access short-term support and save towards their goals. We help SMEs and businesses finance growth. And we provide financial technology — from Banking as a Service to verification, CRB checks, statement analysis and credit assessment — to businesses and financial institutions.
Car Financing
Vehicle financing solutions for individuals, professionals, SMEs and businesses looking to acquire a personal, commercial or business vehicle.
Explore Car FinancingLogbook Loans
Vehicle-secured financing designed for eligible vehicle owners who want to unlock value from a vehicle they own.
Learn MoreSalary Advance
Financial support designed to help eligible employees manage short-term financial needs before payday.
Learn MoreSME Financing
Financial solutions designed to support businesses with working capital, expansion, stock and other business needs.
Explore SME FinancingDevice Financing
Flexible financing solutions for qualifying devices, so you can get the technology you need and pay over time.
Explore Device FinancingGoal Savings
Savings solutions designed to help you work towards specific goals — a car, education, a business, an emergency fund or personal goals.
Explore Goal Savings
Our technology
Technology that makes financial services work better
WeLend's financial technology helps us — and the businesses we work with — verify customers, understand financial data and make consistent credit decisions.
Banking as a Service
Financial infrastructure that lets businesses integrate financial capabilities into their own products and customer journeys, where applicable.
Customer Verification
Identity and verification solutions that help businesses onboard customers with confidence — including KYC, identity checks, face verification and liveness.
CRB Checks
Credit bureau checking solutions that help lenders and businesses understand an applicant's credit history as part of responsible decision-making.
Statement Analysis
Financial statement analysis that helps understand income, expenses, cash flow, financial behaviour and affordability indicators.
Company information
Regulation & our office
- Company
- WeLend Limited
- Regulation
Fully Licensed by the CBK as WELEND
- Office
- Chandaria Incubation and Innovation CenterThika Road, NairobiP.O. Box 43844 – 00100
- Office hours
- Mon–Fri · 8:00 AM – 4:30 PM EAT
- Contact
- +254 714 991111 · [email protected]
Let's talk about what you need
Our team is ready to explain your options and guide you through the next steps.