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WeLend

Business Finance

SME financing to help your business grow

Whether you need working capital, stock or funds to expand, WeLend works with small and medium businesses to understand their needs and explore suitable financing.

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At a glance

SME Financing

  • Working capital
  • Stock
  • Expansion
  • Cash flow
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What it supports

Financing for real business needs

  • Working capital

    Keep day-to-day operations running smoothly — payroll, suppliers and running costs.

  • Business expansion

    Open a new branch, add capacity, enter a new market or take on a larger contract.

  • Stock

    Buy inventory ahead of busy seasons or larger orders so you don't miss opportunities.

  • Cash flow

    Bridge the gap between paying costs and getting paid by customers.

  • Equipment & vehicles

    Acquire the tools, equipment or vehicles your business needs to operate.

  • Other business needs

    Talk to us about your specific need — the team will explore what may be suitable.

Who it's for

Who we work with

  • Small businesses

    Shops, service providers and growing enterprises.

  • Medium businesses

    Established companies with larger operational needs.

  • Entrepreneurs

    Founders building and scaling new ventures.

  • Business owners

    Owners who need financing to support their business.

Process

How it works

  1. 01

    Tell us about your business

    Reach our business team on WhatsApp and describe your business and what you need financing for.

  2. 02

    Explore options

    We discuss the financing options that may suit your business need.

  3. 03

    Understand the requirements

    The team explains the information and documents required, and the terms that apply.

  4. 04

    Move forward

    If you decide to proceed, we guide you through WeLend's process.

FAQ

SME Financing: frequently asked questions

Can't find what you're looking for? Ask the WeLend Assistant, or talk to our team directly.

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What can SME financing be used for?

WeLend's SME financing is designed to support business needs such as working capital, business expansion, stock, cash flow and other business needs.

Who is SME financing for?

It's for small businesses, medium businesses, entrepreneurs and business owners. The WeLend team will confirm what applies to your business.

Does WeLend use statement analysis for businesses?

WeLend offers statement analysis as one of its financial technology solutions, which helps understand income, expenses and cash flow. The business team can explain how it relates to your enquiry.

What are the rates, amounts and repayment terms for SME financing?

Pricing, amounts and repayment terms depend on the specific product and your circumstances, so we don't publish fixed figures here. Talk to the WeLend team on WhatsApp and they will explain what applies to you before you commit to anything.

Resources

Helpful guides

  • SME Finance2 min read

    How SME Financing Can Support Business Growth

    How SME financing can help Kenyan small businesses manage cash flow, buy stock and equipment, and grow, plus what to prepare and consider before you borrow.

    Read article

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Related solutions

Let's talk about your business

Our business team will listen to your needs and explain the options that may help.

Talk to Our Business Team(opens WhatsApp in a new tab)+254 714 991111